“God owns it all; therefore, I am a steward (Kingdom Advisor).” Biblical stewardship is the use of God-given resources for the accomplishment of God-given goals and objectives. Stewardship is the only area of the Christian life that cannot be faked.
Every spending and investment decision is a spiritual decision because God owns it all. Financial planning is life planning. A Christian financial advisor integrates their faith into their professional advice.
God uses money as a tool, a test, and a testimony. Money management and investment are all about eternity. Financial maturity is being able to give up today’s desires for future benefits. However, freely enjoy whatever you spend in the Spirit.
Net worth is a measurement of God’s provision, not of success or significance, but a privilege to glorify the LORD. Wealth accumulation may be a product of work, but it is not the objective. Prosperity or success is never measured by financial wealth.
A slack hand causes poverty, but the hand of the diligent makes rich. People are blessed by a disciplined life, and wealth is accumulated through disciplined investment approaches. Investments are a tool one uses to accomplish financial objectives and glorify God.
Husband and wife are stewards and must always be in harmony when making a financial decision.
Borrowing money always presumes upon and mortgages the future, and the only exception is when there is an absolute, guaranteed way to repay. Never use borrowing for anything consumptive.
Paying income taxes recognizes God’s provision and honors authority. Integrated tax planning is critical to long-term success. Getting a large refund check or paying a large tax bill can be a sign of poor stewardship.
Being underinsured or overinsured is poor stewardship. We buy insurance because we need it and for love, not a lack of faith.
God created man to work his entire lifetime. Rest and leisure are a part of God’s plan. However, Retirement to a life of leisure or retirement from Kingdom activity is never part of God’s plan.
The worker deserves his wages. Respect the fruits of others' labor and pay for the intangible assets. Honor elders who direct the affairs of the church well and be kind to the provision of ministers.
Giving or donation is the only way to break the power of money, the key to becoming financially free, and promises eternal rewards.
